Client Resources

Credit Builder
Directory

A curated collection of personal and business credit-building tools vetted by the Quentin Smith team to help you establish and grow your credit profile.

39 tools listed

Petal Card
Free

Need to link a bank account for approval

Upstart
Upgrade

For bankruptcy

Chime
Reflex
Limit: $1,000
Oportun
Super
$15/moLimit: $5,000Revolving
Kikoff
$35/moLimit: $3,500Installment

Secured credit card, no credit check

Credit Strong
Self
$25/mo
Ava
Boompay
DCU Quick Loans
Grain
Tomo
$129/moLimit: $30,000
Magnum
$30/moLimit: $30,000Installment
Kovo
$10/moInstallment
Ecredible
$10/mo
Credit Up
MoneyLion
$19.99/moLimit: $1,000Installment
Fig Loans

Does not work in Utah

Brigit
Stellar Fi

$500 secured card

Loqbox

Does not work in Utah

Cred.ai
SeedFi
Extra
$25/mo

Does not accept commercial addresses

Intrigue Fine Jewelry
Petty Cash
Cushion.ai
Grow Credit
Dovly
$39/moLimit: $2,000
Credit One

Does not accept commercial addresses

First Latitude
HP Financing
Tire Agent
Atlas
MyPremierCreditCard
Arro Finance

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